Cycling Holidays, Mountain Bike Holidays, and Classic Road Holidays.

Insurance Conditions

Please note that this insurance is only available to UK residents

Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking.

To assist you with this, we provide a summary of cover available through Travel & General insurance Company plc. To arrange cover simply call 0191 2651110.
Should you decide not to purchase our insurance, you must provide us with details of your alternative insurance with your final payment.

The schedule of the cover below sets out a summary of the cover offered tailored by T&GI to mirror the products we offer. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.

Single trip policy Schedule of cover
Section	Sum insured per person	Excess per person
Standard cover
A Cancellation Curtailment	Up to £5,000 Up to £5,000	£50 £50
B Emergency medical repatriation and associated expenses abroad Hospital benefit	Up to £5,000,000 £20 for each 24 hour period to a maximum of £500	£50 Nil
C Emergency assistance in the UK	Up to £2,000	£50
D Personal accident	Up to £25,000 (age limits apply)	Nil
E Delayed departure Abandonment Travel delay Missed departure Missed connection	Up to £5,000 £20 first 12 hours and £10 each subsequent 12 hours to maximum of £100 Up to £1,000 Up to £1,000	£50 Nil £50 £50
F Personal possessions Single item limit Valuables limit Delay baggage (after 12 hours) Travel documents	Up to £2,500 £400 £500 Up to £100 Up to £500	£50 Nil £50
G Personal money	Up to £250	£50
H Hijack	£50 for each 24 hour period to a maximum of £500	Nil
I Mugging	£50 for each 24 hour period to a maximum of £500	Nil
J Personal liability	Up to £2,000,000	£250
K Legal expenses	Up to £25,000	Nil
Optional extensions Winter sports Scuba Golf Adventure activities Business travel

Premiums including Insurance Premium Tax – UK
Period	Per person	Period	Per person
Up to 5 days	£14.00	Up to 24 days	£20.00
Up to 10 days	£15.00	Up to 31 days	£22.00
Up to 17 days	£19.00	Up to 38 days	£29.00

Premiums including Insurance Premium Tax – Europe
Period	Per person	Period	Per person
Up to 5 days	£20.00	Up to 24 days	£34.00
Up to 10 days	£24.00	Up to 31 days	£37.00
Up to 17 days	£30.00	Up to 38 days	£47.00

Premiums including Insurance Premium Tax – Worldwide excluding North America
Period	Per person	Period	Per person
Up to 5 days	£39.00	Up to 24 days	£61.00
Up to 10 days	£44.00	Up to 31 days	£66.00
Up to 17 days	£54.00	Up to 38 days	£83.00

Premiums including Insurance Premium Tax – Worldwide
Period	Per person	Period	Per person
Up to 5 days	£47.00	Up to 24 days

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Insurance Conditions