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Please note our travel insurance policies are only available to UK residents.

Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is essential that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. To assist you with this, we have arranged competitive travel insurance through specialist Insurance Brokers Campbell Irvine Ltd which covers activities booked with Saddle Skedaddle. It is your responsibility to ensure you arrive at the start of the Saddle Skedaddle itinerary within a reasonable time to commence the pre-booked tour, as we cannot refund you outside the terms of our Booking Conditions. If you have booked flights independently, you may wish to consider arranging insurance in addition to the cover granted under our standard travel insurance policy to cover the cost of cancelled itinerary if your airline cancels your flight and you cannot make it to the start of your tour. Contact us find out more details. The schedule of the cover below sets out a summary of the cover provided by our tailored insurance.


Section Standard Cover Sum insured per person Excess per person
A Cancellation or Curtailment 5,000 80, 100 aged 66+
(all 25 loss of deposit)
B Emergency Medical and Other Expenses 10,000,000 80
Dental Limit 250 100 aged 66+
Hospital Benefit 20 per day up to 200 Nil
C Personal Accident 20,000 (maximum benefit) Nil
D Travel Delay 25 for the first 12 hours,
25 for each subsequent
12 hours up to 400
Holiday Abandonment 5,000 50
E Baggage and Passport 2,000 50
Single Item Limit 250
Valuables Limit in Total 250
Delayed Baggage 250 (50 per day) Nil
F Personal Money 500 50
G Passport, Tickets and Documents 250 50
H Personal Liability 2,000,000 200
I Legal Expenses 25,000 Nil
J Hijack 100 per day up to 1,000 Nil
K Catastrophe Cover 1,000 50
L Scheduled Airline Failure 2,000 Nil
Dynamic Packaging Protection 2,000
M Travel Disruption Up to 1,000 Nil

Premiums - UK

Up to 3 days 12
Up to 5 days 15
Up to 10 days 17
Up to 17 days 22
Up to 31 days 28

Premiums - Europe

Up to 3 days 22
Up to 5 days 28
Up to 10 days 36
Up to 17 days 42
Up to 31 days 62
Add week 12

Premiums - Worldwide excluding North America

Up to 3 days 56
Up to 5 days 60
Up to 10 days 70
Up to 17 days 78
Up to 31 days 95
Add week 21

Premiums - Worldwide including North America

Up to 3 days 68
Up to 5 days 78
Up to 10 days 88
Up to 17 days 100
Up to 31 days 130
Add week 26
  • Infants under 3 years - free when travelling with an insured adult
  • Children aged under 19 years -half the standard adult premium when travelling with an insured adult.
  • Family rate - 2 times the base premium - 2 adults with any number of their dependent children aged 18 years or less.
  • Person aged 66 to 69 years on departure - 1and a half times the base premium.
  • Person aged 70 to 74 years on departure - 2 times the base premium (maximum duration 45 days)

All premiums shown are inclusive of the government imposed premium tax currently at 20% and are valid for all policies issued up to 31/12/2013

Annual multi trip insurance

Premiums including Insurance Premium Tax

Individual 105 150
Couple 155 220
  • Children aged under 19 years - half adult premium when travelling with an insured adult.
  • Maximum duration of any one trip 31 days.
  • Optional Extra Winter Sports Activities, maximum 17 days
  • Person aged 66 to 74 years - Europe 2 times the adult premium. Worldwide 3 times the adult premium.

Important Declaration

This is only a summary of cover, full details of the cover provided are shown on your policy document which will be sent to you once the appropriate premium has been paid. When you receive your Policy Document and Policy Summary please read it carefully to ensure that you are happy with the cover provided, as this insurance is being sold to you on a Non Advised basis from a single insurer, UK General Insurance Ltd on behalf of Ageas Insurance Ltd. The Policy Document also contains details of our 14-day money back cooling off period and full details of how to make a claim. The Policy includes certain terms conditions, exclusions and excesses. In particular cover is excluded for any defined pre-existing medical condition from which you or any person upon whom travel depends are suffering. If in doubt please contact our medical helpline in confidence on 0844 826 2700 as additional cover may be purchased directly from the insurer's medical screening help line for certain pre-existing medical conditions. Should you wish a specimen, a copy will be made available prior to purchase upon request or alternatively a copy may be downloaded from our website.

Saddle Skedaddle Limited is an Appointed Representative of Campbell Irvine Ltd. Campbell Irvine Ltd are authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA's register by visiting the FCA's website at or by contacting them on 0800 111 6768.

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Please call us on +44(0)191 2651110 to check availability on your preferred date.

Our office is open from 9am to 6pm Monday to Friday. Alternatively email your preferred holiday and dates to

If you have received or been given a custom trip code by us, please enter it exactly as it appears, in the box below:

Trip Code: